LOAN OPTIONS

Do you know which loan works best for you? Are you looking to obtain a loan to purchase a home? Perhaps you want to refinance your current mortgage?

Our expert team at Hall Financial can help you from the pre-approval process to when you sign on the dotted line at closing. We are here to help you every step of the way!

Loan Options

  • Conventional Mortgage
  • FHA (Federal Housing Administration)
  • VA (Veteran’s Affairs)
  • USDA (United States Department of Agriculture)
  • DSCR (Debt-Service Coverage Ratio)
  • Non – QM Loan
  • Bank statement Loan
  • High Balance Loan
    Jumbo Loan

FIRST TIME Home Buyer

  • Home Ready
  • Home Possible
  • Borrow Smart
  • Home One

Down Payment Assistance

  • 1% Down Conventional (Up to $4,000 towards downpayment)
  • FHA 3.5% Grant Covering Downpayment
  • National Faith HomeBuyers (MI)
  • State Housing Initiatives Partnership program (SHIP) FL

Renovation Rehabilitation Construction

  • FHA 203k
  • Homestyle Renovation
  • One-Time Close New Construction